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Top Five Benefits of FWD Vibrant Critical Illness Insurance

In one of his latest videos, popular TikToker Dr. Kilimanguru, whose real name is Dr. Winston Kilimanjaro Creones Tiwaquen, talks about the importance of early detection of heart attack and critical illness. Based in Baguio City,  this 26-year old has amassed 4.3 million followers on TikTok and 3.3 million on Facebook.

He has earned the trust of his millions of followers because he is friendly, relatable and funny. He also answers common questions on medical issues in understandable language and on accessible social media platforms. (He also loves saying “Char” in between medical advice.)

Dr. Kilimanguru recently partnered with FWD Life Insurance and tackled the issue of early detection of heart attack. “What does it mean when you get a sudden sharp pain on the left side of the chest, when the pain is concentrated on that area and lasts anywhere from 30 seconds to 30 minutes?” he says in Taglish. “Dapat ka bang mag worry? Can this lead to a heart attack?”

Dr. Kilimanguru says, yes, it could be a heart attack or it could also simply be “precordial catch syndrome.” This occurs when nerves in front of the chest are aggravated. It also happens when a person is stressed or anxious. It may also be caused by poor posture or when you’ve been sitting for long periods. “Precordial catch syndrome doesn’t need treatment—but what if this was a sign of a heart attack? Because the symptoms of both are similar, you have to be sure it’s not a heart attack.”

Can a heart attack be detected early?

According to the Mayo Clinic, yes, it can. While some heart attacks strike suddenly, “many people have warning signs and symptoms hours, days or weeks in advance. Chest pain or pressure (angina) that keeps happening and doesn’t go away with rest may be an early warning sign.”

Other common heart attack symptoms are chest pain that feels like pressure, tightness, pain, squeezing or aching. The pain or discomfort spreads to the shoulder, arm, back, neck, jaw, teeth or sometimes the upper belly. You may also feel cold sweat, fatigue, heartburn, indigestion, dizziness, nausea or shortness of breath.

Getting an insurance plan costs less in the long run

Dr. Kilimanguru emphasizes, “Mahal magkasakit! Kaya ito ang payo ko sa ‘yo: Get an insurance plan. There’s an insurance product that, when I heard about it, I said, ‘Aba complete protection na!’ Sa pangalan pa lang, FWD Vibrant, alam mong less worries and more happy ang life.” He says he is impressed with FWD Vibrant because “ready ka just in case magkasakit ka. Ang gagawin mo na lang ay mag-focus in taking care of your health so you can stay happy, healthy, and vibrant.”

Here we count down the Top Five Things You Should Know About FWD Vibrant (and why Dr. Kilimanguru is vouching for it):

1. FWD Vibrant Critical Illness Insurance is the only insurance for critical illness

It gives money for medical tests or exams to help the insurance owner monitor his health even before patients get sick. “Usually ‘pag insurance di ba magkakasakit ka muna bago ka bigyan? With FWD Vibrant, may pera din binibigay na pambili ng gamot

2. With FWD Vibrant , protected ka

Bukod sa makukuha mong cash benefit ‘pag na-diagnose ka with a critical illness, protected ka ulit just in case you get sick again kasi up to six times ang claim for major critical illnesses.”

3. FWD Vibrant protects you from minor critical illnesses.

From major critical illnesses all the way to minor ones, FWD Vibrant has your back. This is proof that FWD really cares about us.

4. Under FWD Vibrant, you have a special milestone on your 100th birthday.aa

If you never make a major critical illness claim, FWD will give you 100% of the benefit amount when you reach age 100 to celebrate the milestone on your policy anniversary.

5. With FWD Vibrant, If you pass away before then without having made a major critical illness claim, FWD will give your beneficiary 100% of the benefit amount.

Dr. Kilimanguru concludes with a smile, “FWD Life Insurance, take my money! Gusto ko rin maging vibrant ang buhay ko. Yung mas vibrant pa sa mukha ko. Char! Visit today. Ligtas ang may alam!”

Follow the doctor’s orders and consult an FWD financial advisor to find out more about FWD Vibrant Critical Illness Insurance by clicking here.

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