Top five perks of signing up with FWD Manifest

What does it take to manifest a dream? Is it having lots of money? Is it a good market outlook? The secret is to just start—to just do it, now. You’ll never get to anything if you don’t begin. Honestly, that’s easier said than done with lockdowns on repeat and the economy in a see-saw. But while you can’t predict the future, you can get ready for it. One way to get yourself ready to face challenges head on and to start manifesting your dreams is to ease your worries over the uncertainties of the future and have investments that will serve as your backup.

A variable unit-linked (VUL) product can be that safety net as it combines both insurance and investment, so you can have insurance protection while growing your money over time. FWD Manifest, however, takes it further by not just giving you a strong life protection and smart wealth investments, but also bonuses, for investing more and longer. It also cushions your investment from risks. Apart from that, it also offers an option to Customize. That means you have the freedom to add protection and benefits depending on your need and budget. (to know more, sign up to talk to a FWD financial advisor or visit

Here are the Top Five Bonuses and Benefits you can enjoy with FWD Manifest:

1. Start-Up Bonus

Receive a bonus on your policy’s first year that will be invested in its own account value and will grow with your investment and added to your account in your policy’s 5th and 10th year.

2. Loyalty Bonus

Get a non-guaranteed cash benefit on the 10th year of your policy, recurring thereafter every five years.

3. Investment Protector Bonus

Worry less over your investment fund with bonus payouts given on the 10th year and every five years thereafter if the Philippine Stock Exchange index (PSEi) is lower compared to five years before the payout.

4. Premium Extension Bonus

The secret to investment growth is to invest regularly and continuously. Get this bonus if you continue to pay your premiums even after the 5 and 10 years payment period. With FWD Manifest, your additional investment comes with an additional bonus!

5. Guaranteed Milestone Increase

Celebrate hitting a milestone in your life with FWD Manifest! Get a pre-approved 20% increase up to max of Php 2M in your coverage amount when you: get married, have your first child, make your first real estate purchase, retire, or just simply reach your 10th policy anniversary—no questions asked!

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